Bank IFSC Code Finder India – Find IFSC, MICR, Branch & Bank Details

Finding the correct bank IFSC code is important for online money transfers such as NEFT, RTGS and IMPS. Our Bank IFSC Code Finder helps you quickly search Indian bank branches using an IFSC code, bank name, or state.

You can also find important branch information such as bank name, branch name, district, state, city, address and MICR code.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a particular bank branch in India.

An IFSC code generally follows this format:

ABCD0XXXXXX

For example:

SBIN0002277

The IFSC code contains information that helps identify the bank and its branch.

• First 4 characters – Bank code
• 5th character – Usually 0
• Last 6 characters – Branch identification code

IFSC codes are commonly required when making electronic fund transfers through NEFT, RTGS and IMPS.

How to Find Bank IFSC Code?

You can use the above Bank IFSC Code Finder to search for bank branch details.

Method 1 – Search by IFSC Code

If you already know the IFSC code:

1. Enter the IFSC code in the IFSC Code field.
2. Click Search.
3. The corresponding bank branch details will be displayed.

For example:

SBIN0002277

The search result can show the bank, branch, district, state, MICR, city and address.

Method 2 – Search by Bank Name

If you don’t know the IFSC code but know the bank:

1. Enter the bank name.
2. Click Search.
3. The available branches will be displayed.
4. You can use the pagination buttons to view additional branches.

For example, you can search for:

State Bank of India

Method 3 – Search by State

You can also search bank branches by state.

Enter a state such as:

• Andhra Pradesh
• Telangana
• Tamil Nadu
• Karnataka
• Maharashtra
• Kerala
• Assam
• West Bengal

Then click Search to view the available bank records for that state.

Method 4 – Search by Bank and State

For a more specific search, enter both the Bank Name and State.

For example:

Bank: State Bank of India
State: Telangana

This helps reduce the number of results and makes it easier to find the required branch.

What Information Can You Find?

Our IFSC search tool provides the following bank branch information:

What is MICR Code?

MICR stands for Magnetic Ink Character Recognition.

A MICR code is a numeric code associated with a bank branch and is primarily used in the processing and identification of cheques.

An IFSC code and MICR code serve different purposes.

IFSC Code

IFSC is mainly used to identify a bank branch for electronic fund transfers such as NEFT and RTGS.

MICR Code

MICR is primarily associated with cheque processing and branch identification.

Therefore, IFSC and MICR are not the same code.

IFSC Code vs MICR Code

Why is the Correct IFSC Code Important?

Entering the correct IFSC code is important when transferring money electronically.

A wrong IFSC code can cause problems with a transaction or may direct the transaction to an unintended bank branch.

Before making an important transaction, always verify:

• Bank name
• IFSC code
• Branch name
• Account number
• Beneficiary details

If you are unsure about the details, confirm them with the concerned bank before transferring money.

Where is the IFSC Code Used?

IFSC codes are commonly required for electronic banking transactions, including:

• NEFT transfers
• RTGS transfers
• IMPS-related bank transfers
• Adding bank beneficiaries
• Online banking transactions
• Bank account verification
• Certain payment and financial services

The exact requirements can vary depending on the bank and transaction type.

How to Check Whether an IFSC Code is Correct?

You can verify an IFSC code using the search tool above.

Enter the complete 11-character IFSC code and check whether the displayed:

Bank + Branch + District + State + City + Address

match the details you expect.

If the information does not match, do not proceed with an important transaction until you confirm the details with the bank.

Frequently Asked Questions

1. What is an IFSC code?

IFSC stands for Indian Financial System Code. It is an 11-character code used to identify a particular bank branch for electronic financial transactions.

2. How many characters are in an IFSC code?

An IFSC code normally contains 11 characters. The first four characters identify the bank, the fifth character is generally 0, and the remaining six characters identify the branch.

3. Can I find an IFSC code using the bank name?

Yes. Enter the bank name in the Bank Name field and click Search. You can then browse the available branches.

4. Can I search IFSC codes by state?

Yes. Enter the state name in the State field to find bank branches available in that state.

5. What is the difference between IFSC and MICR?

IFSC is primarily used for electronic fund transfers, while MICR is mainly associated with cheque processing and branch identification.

6. Can one bank have multiple IFSC codes?

Yes. A bank can have different IFSC codes for different branches.

7. Is the IFSC code the same for all branches of a bank?

No. Different bank branches generally have different IFSC codes.

8. Where can I find my bank’s IFSC code?

You can usually find the IFSC code on bank documents, cheque-related information, internet banking/mobile banking services, or by using the IFSC search tool above.

Important Note

Bank branch information and IFSC codes can change when banks open, close, merge or relocate branches. Therefore, users should verify important banking details with the concerned bank before making a financial transaction.

CivilGuide.in provides this tool for informational and lookup purposes. CivilGuide.in is not a bank and does not process, authorize or guarantee any banking transaction.

Conclusion

The Bank IFSC Code Finder makes it easier to search Indian bank branch information using an IFSC code, bank name or state. You can find details including IFSC code, bank name, branch, district, state, MICR, city and address in one place.

For important financial transactions, always verify the final beneficiary and bank details with the concerned bank before completing the transfer.